Superannuation and Disability Insurance Lawyers

In Australia, you usually can’t withdraw your superannuation balance until you reach your ‘preservation age’ under the policy and retire,

However, you may be eligible to make a superannuation insurance claim if you suffer a serious injury or illness that prevents you from working. Your eligibility to make a superannuation claim depends on your specific policy and the circumstances of your injury or illness. Use our free online super tool to see if you may have a superannuation insurance claim we can help you with.

The time for a superannuation claim depends on your specific superannuation insurance policy and the level of complexity of your claim. The average time for a TPD claim, for example, is between 6 and 12 months. 

We will work to secure the best possible outcome for your future as quickly as possible.

Ensuring everyone has access to justice is important to us and that’s why we offer our superannuation insurance services on a No Win, No Fee* basis. This means you won’t have to worry about legal fees unless we receive a successful outcome for you.  

*Conditions apply.

It’s possible to legally represent yourself when making a superannuation and disability insurance claim however, doing so successfully will likely require:

• A thorough understanding of the law

• Your legal rights and entitlements,

• A commitment to actively pursue your case to move it forward

Without an experienced superannuation and disability insurance lawyers in your corner, it can be difficult to identify and highlight the strengths of your superannuation insurance claim.

You then may not receive the superannuation insurance entitlement benefit you're entitled to.

We have helped thousands of Australians right wrong and access more than $1 billion per year in entitlements and compensation through our expert services.

95% of the cases we represent are settled without the stress of going to court.

With our 1000+ workforce across Australia, combined with our business maturity, we have the scale, expertise and agility to take on tough cases and win.

Criteria vary from insurer to insurer, but some common requirements when claiming superannuation include:

1. Your superannuation insurance policy - Whether your superannuation policy has insurance cover and whether there is cover for your specific injury or illness (it may be excluded)

2. Waiting periods - Before lodging a superannuation claim, most policies will require a waiting period after the date you sustained your illness or injury. This allows for all injuries and symptoms to stabilise so the full extent of damage can be determined.

3. Employment history - Some superannuation insurance policies require you to satisfy a minimum level of employment before you are eligible to claim a benefit.

With more than 40 branches across Australia and 1000+ team members, location is no barrier when it comes to accessing Shine Lawyers’ legal advice and support. 

If you’d like to speak to our Superannuation and Disability Insurance team in person, you can see our full list of locations here. 

If you can’t find a location near you, we can easily arrange an obligation-free virtual appointment or meet at a location that’s comfortable and convenient for you. No matter where you are located, we will always provide the same, expert advice and manage your superannuation and disability insurance claim with the same level of quality and commitment.